The saving scheme
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WHY? |
In recent times, many prospective pilgrims have requested for us to start a savings scheme to enable them to enforce a kind of regular "savings" in order to eventually be able to participate in any one of our pilgrimage trips. In response to this request, the Splendour Pilgrimage Savings Scheme (SPSS) has been launched.
The whole purpose of this scheme is to encourage our pilgrims (who are not yet able to afford to join a trip) to cultivate the discipline of saving in the longer term and eventually be able to participate in a trip of their choice within a span of three years or more. The terms and conditions of the SPSS are as follows: |
one
The minimum instalment for each month is RM350-00 and this monthly instalment continues for 36 months or longer until a minimum amount of RM12,600-00 is accumulated. You are also allowed to deposit more than the stipulated minimum amount.
two
If the fee of the pilgrimage at the time of your final payment is more than the amount of savings accumulated, you will thus be required to pay the remainder of the cost to complete the total fee. On the other hand, if the savings accumulated after the duration is more than the pilgrimage fee, the extra amount saved will be returned to you.
THREE
Each instalment that is deposited will be followed by an issued receipt for your reference. We will also be keeping a record of the total amount of savings constantly.
FOUR
If you have made a decision to pull out from this scheme after an account is opened, the amount saved will be returned to you after a deduction of 10% from the total savings for administrative fees.
FIVE
If you wish to transfer the ownership of this account to another person, the transfer can be done in writing (via email or letter) and 5% from the total savings will be deducted as our administrative fees. After that, the new account holder will be responsible to continue to pay the monthly instalments.
SIX
If it is found that no monthly deposits of at least RM350 per month is made in three consecutive months, all the amount saved will be returned after a subtraction of 10% of the total savings as our administrative fees.
SEVEN
All participants in this scheme will qualify for early bird rebates where these rebates are made available for a particular trip.
EIGHT
This scheme is open only to Malaysian citizens and permanent residents.
NINE
All terms and conditions are subject to change without prior notice.
To join this savings scheme, all you need to do is to fill in the registration form provided to be sent back to us via email or Whatsapp together with the first deposit (bank details below)
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Bank Name: MAYBANK Account Name: CAPRICORN TRAVEL SERVICES SDN BHD Account Number: 5123 1662 1821 |
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